UK businesses · GBP · Card region

Stripe UK fee and profit calculator

Choose the card region, conversion state or Bacs Direct Debit profile; keep event-dependent disputes and payouts explicit.

Checked against official sourcesVerified 2026-08-31
Compare
UK · GBPStandard UK cardDirect online payment

Not seller revenue; included only in fee bases specified by Stripe.

Advanced0 active

Adds an exact account-specific or manually attributed seller fee and marks the result as a user override.

Stripe account-specific costs

Enter the exact conversion cost shown for the settlement currency; exchange-rate bases vary by transaction.

Leave zero for an undisputed payment. Enter the fee for the outcome you are modelling.

Standard payout is normally free; enter the actual optional faster-payout fee when used.

Optional negotiated merchant rate. It replaces the percentage component only; the selected profile’s fixed fee and cap still apply.

You keep: £98.30. Completed-sale profit: £98.30.

You keep£98.30View details

You keep

£98.30

Rules checked
Completed-sale profit
£98.30
Margin
98.3%
ROI
Not applicable
Current assumptions
  • This is a direct payment scenario and is not stacked onto an eBay or Etsy marketplace sale.
  • The processing base is the full customer charge, including shipping and buyer tax entered here.
  • International and micropayment pricing is included only when named in the selected profile.
  • Conversion, dispute and instant-payout costs are included only when entered in their dedicated fields.
Why this may differ from a platform statement

Check the selected seller profile and category, account-specific or experimental pricing, tax on fees, currency conversion, shipping labels, promotions, refunds and the platform’s per-line rounding. FeeTrail shows user overrides in the warnings above.

Profit waterfall

From checkout to profit

Sender pays
£100.00
Merchant gross receipt
£100.00
Stripe marketplace fees
£0.00
Payment processing
£1.70
Postage, packaging, labour and other costs
£0.00
Item cost
£0.00
Completed-sale profit
£98.30

Fee proof

Seller deductions and buyer fees

1.0.0
FeeCharged byFee baseFormulaAmount
Payment processing percentageStripePer order£100.001.50% of tier base£1.50
Payment processing fixed feeStripePer order£0.0120 minor units × 1£0.20
Payment processing percentageStripe£1.50
Fee base
£100.00
Formula
1.50% of tier base
Applied per
order
Payment processing fixed feeStripe£0.20
Fee base
£0.01
Formula
20 minor units × 1
Applied per
order

Sender pays

£100.00

Includes £0.00 tax collected from the buyer. It is not counted as seller revenue.

Payment amount
£100.00
Postage charged
£0.00
Buyer tax / VAT
£0.00
Buyer-only fees
£0.00

Rule provenance

Versioned schedules, not a hidden percentage

7 seller profiles · 1 fee categories · 7 current schedule combinations · version 1.0.0 · effective 2026-08-30.

Published change: These profiles were added to FeeTrail for their stated effective scope. Retired structures are not silently substituted. Review the dated fee timeline and corrections →

This is a direct payment scenario and is not stacked onto an eBay or Etsy marketplace sale.

The processing base is the full customer charge, including shipping and buyer tax entered here.

International and micropayment pricing is included only when named in the selected profile.

Conversion, dispute and instant-payout costs are included only when entered in their dedicated fields.

Includes Stripe’s published 2 percentage-point currency-conversion addition.

Stripe UK pricing

Reproducible examples

Check the fee trail against simple inputs

A £100 standard UK card transaction costs 1.5% plus £0.20: £1.70.

A £100 EEA card transaction with no currency conversion costs 2.5% plus £0.20: £2.70.

Common questions

Assumptions that change the answer

Why does card type matter?

Stripe publishes different standard rates for standard UK, premium UK, EEA and international cards.

Is conversion included?

Choose a conversion-required EEA or international profile to include Stripe’s published 2 percentage-point addition.

Are dispute costs averaged in?

No. Dispute fees are event-dependent. Enter the applicable £20 received/countered fee only in the scenario where it occurs.

Keep comparing

Use the same assumptions elsewhere

Stripe US fee calculator

PayPal UK fee calculator

UK comparison workbench