US merchants · USD · Direct payments
PayPal fee and profit calculator
Choose the actual PayPal transaction type and calculate it as a direct sale—not as an extra eBay or Etsy fee.
Not seller revenue; included only in fee bases specified by PayPal.
Advanced0 active
Adds an exact account-specific or manually attributed seller fee and marks the result as a user override.
You keep: $96.02. Completed-sale profit: $96.02.
You keep$96.02View detailsYou keep
$96.02
- Completed-sale profit
- $96.02
- Margin
- 96%
- ROI
- Not applicable
- This is a direct payment scenario and is not stacked onto an eBay or Etsy marketplace sale.
- The processing base is the full customer charge, including shipping and buyer tax entered here.
- International and micropayment pricing is included only when named in the selected profile.
- Conversion, dispute and instant-payout costs are included only when entered in their dedicated fields.
Why this may differ from a platform statement
Check the selected seller profile and category, account-specific or experimental pricing, tax on fees, currency conversion, shipping labels, promotions, refunds and the platform’s per-line rounding. FeeTrail shows user overrides in the warnings above.
Profit waterfall
From checkout to profit
- Sender pays
- $100.00
- Merchant gross receipt
- $100.00
- PayPal marketplace fees
- −$0.00
- Payment processing
- −$3.98
- Shipping, packaging, labour and other costs
- −$0.00
- Item cost
- −$0.00
- Completed-sale profit
- $96.02
Fee proof
Seller deductions and buyer fees
| Fee | Charged by | Fee base | Formula | Amount |
|---|---|---|---|---|
| Payment processing percentage | PayPalPer order | $100.00 | 3.49% of tier base | $3.49 |
| Payment processing fixed fee | PayPalPer order | $0.01 | 49 minor units × 1 | $0.49 |
Payment processing percentagePayPal$3.49
- Fee base
- $100.00
- Formula
- 3.49% of tier base
- Applied per
- order
Payment processing fixed feePayPal$0.49
- Fee base
- $0.01
- Formula
- 49 minor units × 1
- Applied per
- order
Sender pays
$100.00
Includes $0.00 tax collected from the buyer. It is not counted as seller revenue.
- Payment amount
- $100.00
- Shipping charged
- $0.00
- Buyer tax / VAT
- $0.00
- Buyer-only fees
- $0.00
Rule provenance
Versioned schedules, not a hidden percentage
7 seller profiles · 1 fee categories · 7 current schedule combinations · version 1.0.0 · effective 2026-07-15.
Published change: These profiles were added to FeeTrail for their stated effective scope. Retired structures are not silently substituted. Review the dated fee timeline and corrections →
This is a direct payment scenario and is not stacked onto an eBay or Etsy marketplace sale.
The processing base is the full customer charge, including shipping and buyer tax entered here.
International and micropayment pricing is included only when named in the selected profile.
Conversion, dispute and instant-payout costs are included only when entered in their dedicated fields.
Includes the published 1.50 percentage-point international addition.
PayPal US merchant fees ↗Reproducible examples
Check the fee trail against simple inputs
A $100 domestic PayPal Checkout payment costs $3.49 plus $0.49: $3.98.
A $100 domestic Goods and Services payment uses the published 2.99% profile: $2.99.
Common questions
Assumptions that change the answer
Can I add this to an eBay sale?
No. The eBay schedules already include payment processing. Use this page for a direct PayPal transaction.
Why must I choose a transaction type?
PayPal publishes different percentage and fixed fees for Checkout, card payments, Goods and Services, QR and other products.
Are international fees included?
Choose an international profile to include the published 1.5 percentage-point addition. Enter conversion separately because its exchange-rate base is transaction-specific.
What happens when I refund?
PayPal says the original fee is not returned. Use the risk panel and enter the retained processing amount under non-refundable fees for that refund scenario.
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