UK merchants · GBP · Domestic and international

PayPal UK fee and profit calculator

Choose the PayPal payment product and sender region, including eligible QR and pre-approved micropayment profiles.

Checked against official sourcesVerified 2026-08-31
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UK · GBPOther commercial transaction · domesticDirect online payment

Not seller revenue; included only in fee bases specified by PayPal.

Advanced0 active

Adds an exact account-specific or manually attributed seller fee and marks the result as a user override.

PayPal account-specific costs

Enter the exact conversion cost shown for the settlement currency; exchange-rate bases vary by transaction.

Leave zero for an undisputed payment. Enter the fee for the outcome you are modelling.

Standard payout is normally free; enter the actual optional faster-payout fee when used.

Optional negotiated merchant rate. It replaces the percentage component only; the selected profile’s fixed fee and cap still apply.

You keep: £96.80. Completed-sale profit: £96.80.

You keep£96.80View details

You keep

£96.80

Rules checked
Completed-sale profit
£96.80
Margin
96.8%
ROI
Not applicable
Current assumptions
  • This is a direct payment scenario and is not stacked onto an eBay or Etsy marketplace sale.
  • The processing base is the full customer charge, including shipping and buyer tax entered here.
  • International and micropayment pricing is included only when named in the selected profile.
  • Conversion, dispute and instant-payout costs are included only when entered in their dedicated fields.
Why this may differ from a platform statement

Check the selected seller profile and category, account-specific or experimental pricing, tax on fees, currency conversion, shipping labels, promotions, refunds and the platform’s per-line rounding. FeeTrail shows user overrides in the warnings above.

Profit waterfall

From checkout to profit

Sender pays
£100.00
Merchant gross receipt
£100.00
PayPal marketplace fees
£0.00
Payment processing
£3.20
Postage, packaging, labour and other costs
£0.00
Item cost
£0.00
Completed-sale profit
£96.80

Fee proof

Seller deductions and buyer fees

1.0.0
FeeCharged byFee baseFormulaAmount
Payment processing percentagePayPalPer order£100.002.90% of tier base£2.90
Payment processing fixed feePayPalPer order£0.0130 minor units × 1£0.30
Payment processing percentagePayPal£2.90
Fee base
£100.00
Formula
2.90% of tier base
Applied per
order
Payment processing fixed feePayPal£0.30
Fee base
£0.01
Formula
30 minor units × 1
Applied per
order

Sender pays

£100.00

Includes £0.00 tax collected from the buyer. It is not counted as seller revenue.

Payment amount
£100.00
Postage charged
£0.00
Buyer tax / VAT
£0.00
Buyer-only fees
£0.00

Rule provenance

Versioned schedules, not a hidden percentage

10 seller profiles · 1 fee categories · 10 current schedule combinations · version 1.0.0 · effective 2026-07-15.

Published change: These profiles were added to FeeTrail for their stated effective scope. Retired structures are not silently substituted. Review the dated fee timeline and corrections →

This is a direct payment scenario and is not stacked onto an eBay or Etsy marketplace sale.

The processing base is the full customer charge, including shipping and buyer tax entered here.

International and micropayment pricing is included only when named in the selected profile.

Conversion, dispute and instant-payout costs are included only when entered in their dedicated fields.

Includes the published 1.29 percentage-point EEA international addition.

PayPal UK merchant fees

Reproducible examples

Check the fee trail against simple inputs

A £100 domestic “all other commercial transaction” costs 2.9% plus £0.30: £3.20.

A £100 card-funded payment from a user without a PayPal account costs 1.2% plus £0.30: £1.50.

Common questions

Assumptions that change the answer

Is this an eBay payment add-on?

No. It models a direct PayPal transaction and must not be stacked onto eBay’s managed-payment fee.

Are EEA and international additions included?

Yes. Choose the EEA or other-international profile that matches the sender region; separate-agreement service fees still require an exact adjustment.

When can I use micropayment pricing?

Only after PayPal application and pre-approval. The rate then applies to commercial payments received into that upgraded account.

Does this include VAT?

The displayed transaction fee follows PayPal’s published merchant table; tax treatment and reclaim are not inferred.

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